Hilton Honors American Express Card vs U.S. Bank Altitude Go Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Card or U.S. Bank Altitude Go Visa Signature Card?

The U.S. Bank Altitude Go Visa Signature Card has a public bonus (20,000 bonus points after $1,000 spend in 90 days, worth roughly $200), while the Hilton Honors American Express Card doesn't advertise one right now.

Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?

The Hilton Honors American Express Card has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.

Can I have both the Hilton Honors American Express Card and U.S. Bank Altitude Go Visa Signature Card?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Card or the U.S. Bank Altitude Go Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.