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Side-by-side

Hilton Honors American Express Card vs Chase Aeroplan Credit Card

Both are travel travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Hilton Honors American Express Card's. Get the Chase Aeroplan Credit Card first; revisit the Hilton Honors American Express Card after you've earned that bonus.

FeatureHilton Honors American Express CardChase Aeroplan Credit Card
Annual fee$0$95
Sign-up bonusNot advertised75,000 bonus points
Bonus value (est.)-$1,125
Min spend to unlock bonus-$4,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytraveltravel
Best earning category (Hilton_hotels)7x1x
Transfer partnersNoneaeroplan
Headline benefits
    • 3x on Air Canada + dining + grocery
    • Free checked bag
    • Companion pass
    • UR transfer
    Read the full review
    Hilton Honors American Express Card
    $0/yr ·
    Read the full review
    Chase Aeroplan Credit Card
    $95/yr · 75,000 bonus points

    Editorial take: Hilton Honors American Express Card

    Editorial take: Chase Aeroplan Credit Card

    Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

    Common questions

    Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Chase Aeroplan Credit Card?
    The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the Hilton Honors American Express Card doesn't advertise one right now.
    Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Chase Aeroplan Credit Card?
    The Hilton Honors American Express Card has no annual fee, so the question is whether the Chase Aeroplan Credit Card's $95 fee is justified by its perks. If you'll use enough of the Chase Aeroplan Credit Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
    Can I have both the Hilton Honors American Express Card and Chase Aeroplan Credit Card?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hilton Honors American Express Card or the Chase Aeroplan Credit Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.