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Side-by-side

Hilton Honors American Express Card vs Capital One Venture Rewards

Both are travel travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Capital One Venture Rewards from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture Rewards is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the Hilton Honors American Express Card's. Get the Capital One Venture Rewards first; revisit the Hilton Honors American Express Card after you've earned that bonus.

FeatureHilton Honors American Express CardCapital One Venture Rewards
Annual fee$0$95
Sign-up bonusNot advertised75,000 miles
Bonus value (est.)-$1,238
Min spend to unlock bonus-$4,000 in 3 mo
IssuerAmerican ExpressCapital One
Card categorytraveltravel
Best earning category (Hilton_hotels)7x1x
Transfer partnersNonecapital-one
Headline benefits
    • 2x on everything
    • 18 transfer partners
    • $120 TSA credit
    • No foreign tx fees
    Read the full review
    Hilton Honors American Express Card
    $0/yr ·
    Read the full review
    Capital One Venture Rewards
    $95/yr · 75,000 miles

    Editorial take: Hilton Honors American Express Card

    Editorial take: Capital One Venture Rewards

    The simplest travel card in the game. Flat 2x on everything plus transfer partners means you don't have to think, just swipe. Great for people who don't want to chase bonus categories.

    Common questions

    Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Capital One Venture Rewards?
    The Capital One Venture Rewards has a public bonus (75,000 miles, worth roughly $1,238), while the Hilton Honors American Express Card doesn't advertise one right now.
    Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Capital One Venture Rewards?
    The Hilton Honors American Express Card has no annual fee, so the question is whether the Capital One Venture Rewards's $95 fee is justified by its perks. If you'll use enough of the Capital One Venture Rewards's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
    Can I have both the Hilton Honors American Express Card and Capital One Venture Rewards?
    Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hilton Honors American Express Card or the Capital One Venture Rewards first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Capital One Venture Rewards: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.