Hilton Honors American Express Business Card vs Petal 2 Cash Back, No Fees Visa

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Petal 2 Cash Back, No Fees Visa?

The Hilton Honors American Express Business Card has the bigger bonus, 130,000 points, worth roughly $650, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.

Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?

At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Petal 2 Cash Back, No Fees Visa's, pick the one whose perks you'll actually use.

Can I have both the Hilton Honors American Express Business Card and Petal 2 Cash Back, No Fees Visa?

Yes, since they're from different issuers (American Express and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Business Card or the Petal 2 Cash Back, No Fees Visa first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $6,000 spend in 6 months. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.