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Hilton Honors American Express Business Card vs Delta SkyMiles Gold Amex

Both are well-respected travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the Delta SkyMiles Gold Amex from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHilton Honors American Express Business CardDelta SkyMiles Gold Amex
Annual fee$195$150
Sign-up bonus175,000 points70,000 miles
Bonus value (est.)$875$840
Min spend to unlock bonus$8,000 in 6 mo$3,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categoryhotelairline
Best earning category (Hilton)12x1x
Transfer partnershilton-honorsNone
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • Free first checked bag
  • $200 Delta flight credit
  • Priority boarding
  • 2x on restaurants & groceries
Read the full review
Hilton Honors American Express Business Card
$195/yr · 175,000 points
Read the full review
Delta SkyMiles Gold Amex
$150/yr · 70,000 miles

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier — the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: Delta SkyMiles Gold Amex

A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Delta SkyMiles Gold Amex?
The Hilton Honors American Express Business Card has the bigger bonus — 175,000 points, worth roughly $875, versus 70,000 miles (~$840) on the Delta SkyMiles Gold Amex.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Delta SkyMiles Gold Amex?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold Amex's — pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and Delta SkyMiles Gold Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the Delta SkyMiles Gold Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $8,000 spend in 6 months. Delta SkyMiles Gold Amex: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.