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Side-by-side

Hilton Honors American Express Business Card vs Citi AAdvantage Platinum Select

Both are well-respected travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHilton Honors American Express Business CardCiti AAdvantage Platinum Select
Annual fee$195$99
Sign-up bonus130,000 points60,000 miles
Bonus value (est.)$650$840
Min spend to unlock bonus$6,000 in 6 mo$3,500 in 4 mo
IssuerAmerican ExpressCiti
Card categoryhoteltravel
Best earning category (Hilton)12x1x
Transfer partnersNoneNone
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
Read the full review
Hilton Honors American Express Business Card
$195/yr · 130,000 points
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier, the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: Citi AAdvantage Platinum Select

The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Citi AAdvantage Platinum Select?
The Citi AAdvantage Platinum Select has the bigger bonus, 60,000 miles, worth roughly $840, versus 130,000 points (~$650) on the Hilton Honors American Express Business Card.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Citi AAdvantage Platinum Select?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and Citi AAdvantage Platinum Select?
Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the Citi AAdvantage Platinum Select first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $6,000 spend in 6 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.