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Hilton Honors American Express Business Card vs Capital One Venture Business

Both are well-respected travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the Capital One Venture Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture Business is the stronger pick today — the sign-up bonus is meaningfully larger ($2,125 more in estimated value) than the Hilton Honors American Express Business Card's. Get the Capital One Venture Business first; revisit the Hilton Honors American Express Business Card after you've earned that bonus.

FeatureHilton Honors American Express Business CardCapital One Venture Business
Annual fee$195$95
Sign-up bonus130,000 pointsUp to 150,000 miles
Bonus value (est.)$650$2,775
Min spend to unlock bonus$6,000 in 6 mo$30,000 in 6 mo
IssuerAmerican ExpressCapital One
Card categoryhotelbusiness
Best earning category (Hilton)12x1x
Transfer partnershilton-honorscapital-one
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • Up to 150K bonus miles (tiered)
  • 2x on everything
  • Transfers to 15+ partners
  • Global Entry credit
Read the full review
Hilton Honors American Express Business Card
$195/yr · 130,000 points
Read the full review
Capital One Venture Business
$95/yr · Up to 150,000 miles

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier — the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: Capital One Venture Business

Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (Aeroplan, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Capital One Venture Business?
The Capital One Venture Business has the bigger bonus — Up to 150,000 miles, worth roughly $2,775, versus 130,000 points (~$650) on the Hilton Honors American Express Business Card.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Capital One Venture Business?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture Business's — pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and Capital One Venture Business?
Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the Capital One Venture Business first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $6,000 spend in 6 months. Capital One Venture Business: $30,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.