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Side-by-side

American Express Green Card vs Mastercard Titanium Card

Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the Mastercard Titanium Card from Barclays (Luxury Card) at $299/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Mastercard Titanium Card's. Get the American Express Green Card first; revisit the Mastercard Titanium Card after you've earned that bonus.

FeatureAmerican Express Green CardMastercard Titanium Card
Annual fee$150$299
Sign-up bonus40,000 Membership Rewards pointsNo public welcome bonus
Bonus value (est.)$720$0
Min spend to unlock bonus$3,000 in 3 mo$0 in 0 mo
IssuerAmerican ExpressBarclays (Luxury Card)
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
  • Priority Pass Select ($469 value)
  • 2x airfare and hotels via LuxuryCardTravel
  • 24/7 Concierge
  • No foreign transaction fees
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Mastercard Titanium Card
$299/yr · No public welcome bonus

Editorial take: American Express Green Card

Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

Editorial take: Mastercard Titanium Card

The entry tier of the Barclays Luxury Card lineup. The $299 AF buys Priority Pass Select and a real metal card, but earning is weak (1x base, 2x on Luxury Card Travel bookings) and the cash-back redemption rate is only 1 cent per point. Better only as a status-and-lounge play for people who do not want to carry a Sapphire Reserve or Venture X.

Common questions

Which card has the bigger sign-up bonus, American Express Green Card or Mastercard Titanium Card?
The American Express Green Card has the bigger bonus, 40,000 Membership Rewards points, worth roughly $720, versus No public welcome bonus (~$0) on the Mastercard Titanium Card.
Is the American Express Green Card's $150 annual fee worth it compared to the Mastercard Titanium Card?
At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mastercard Titanium Card's, pick the one whose perks you'll actually use.
Can I have both the American Express Green Card and Mastercard Titanium Card?
Yes, since they're from different issuers (American Express and Barclays (Luxury Card)) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the American Express Green Card or the Mastercard Titanium Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Mastercard Titanium Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.