Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

American Express Green Card vs Lowe's Business Rewards Card from American Express

Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($620 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the American Express Green Card first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.

FeatureAmerican Express Green CardLowe's Business Rewards Card from American Express
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points$100 statement credit
Bonus value (est.)$720$100
Min spend to unlock bonus$3,000 in 3 mo$1,000 in 3 mo
IssuerAmerican ExpressAmerican Express
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
    Read the full review
    American Express Green Card
    $150/yr · 40,000 Membership Rewards points
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit

    Editorial take: American Express Green Card

    Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

    Editorial take: Lowe's Business Rewards Card from American Express

    Common questions

    Which card has the bigger sign-up bonus, American Express Green Card or Lowe's Business Rewards Card from American Express?
    The American Express Green Card has the bigger bonus, 40,000 Membership Rewards points, worth roughly $720, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
    Is the American Express Green Card's $150 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
    At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
    Can I have both the American Express Green Card and Lowe's Business Rewards Card from American Express?
    Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Green Card or the Lowe's Business Rewards Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.