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Side-by-side

American Express Green Card vs Kohl's Card

Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Kohl's Card's. Get the American Express Green Card first; revisit the Kohl's Card after you've earned that bonus.

FeatureAmerican Express Green CardKohl's Card
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points
Bonus value (est.)$720-
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressCapital One
Card categorytravelcashback
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
    Read the full review
    American Express Green Card
    $150/yr · 40,000 Membership Rewards points
    Read the full review
    Kohl's Card
    $0/yr ·

    Editorial take: American Express Green Card

    Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

    Editorial take: Kohl's Card

    Common questions

    Which card has the bigger sign-up bonus, American Express Green Card or Kohl's Card?
    The American Express Green Card has a public bonus (40,000 Membership Rewards points, worth roughly $720), while the Kohl's Card doesn't advertise one right now.
    Is the American Express Green Card's $150 annual fee worth it compared to the Kohl's Card?
    At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Kohl's Card's, pick the one whose perks you'll actually use.
    Can I have both the American Express Green Card and Kohl's Card?
    Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Green Card or the Kohl's Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.