Editorial take: American Express Green Card
Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.
All credit cards
Side-by-side
American Express Green Card vs Home Depot Commercial Revolving Charge Card
Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Home Depot Commercial Revolving Charge Card from Citi Retail Services at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Home Depot Commercial Revolving Charge Card's. Get the American Express Green Card first; revisit the Home Depot Commercial Revolving Charge Card after you've earned that bonus.
| Feature | American Express Green Card | Home Depot Commercial Revolving Charge Card |
|---|---|---|
| Annual fee | $150 | $0 |
| Sign-up bonus | 40,000 Membership Rewards points | |
| Bonus value (est.) | $720 | - |
| Min spend to unlock bonus | $3,000 in 3 mo | - |
| Issuer | American Express | Citi Retail Services |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
|
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Home Depot Commercial Revolving Charge Card
$0/yr ·
Editorial take: Home Depot Commercial Revolving Charge Card
Common questions
- Which card has the bigger sign-up bonus, American Express Green Card or Home Depot Commercial Revolving Charge Card?
- The American Express Green Card has a public bonus (40,000 Membership Rewards points, worth roughly $720), while the Home Depot Commercial Revolving Charge Card doesn't advertise one right now.
- Is the American Express Green Card's $150 annual fee worth it compared to the Home Depot Commercial Revolving Charge Card?
- At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Home Depot Commercial Revolving Charge Card's, pick the one whose perks you'll actually use.
- Can I have both the American Express Green Card and Home Depot Commercial Revolving Charge Card?
- Yes, since they're from different issuers (American Express and Citi Retail Services) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Green Card or the Home Depot Commercial Revolving Charge Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Home Depot Commercial Revolving Charge Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.