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Side-by-side

American Express Green Card vs United Club Infinite Card

Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Express Green CardUnited Club Infinite Card
Annual fee$150$695
Sign-up bonus40,000 Membership Rewards points80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)$720$1,120
Min spend to unlock bonus$3,000 in 3 mo$5,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytraveltravel
Best earning category (Travel)3x2x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
  • United Club access
  • 4x on United
  • Hyatt Discoverist
  • Priority everything
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)

Editorial take: American Express Green Card

Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

Editorial take: United Club Infinite Card

Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

Common questions

Which card has the bigger sign-up bonus, American Express Green Card or United Club Infinite Card?
The United Club Infinite Card has the bigger bonus, 80,000 miles (up to 90,000 with authorized user), worth roughly $1,120, versus 40,000 Membership Rewards points (~$720) on the American Express Green Card.
Is the American Express Green Card's $150 annual fee worth it compared to the United Club Infinite Card?
At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
Can I have both the American Express Green Card and United Club Infinite Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the American Express Green Card or the United Club Infinite Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.