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Side-by-side

American Express Green Card vs Chase Ink Business Cash

Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Express Green CardChase Ink Business Cash
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points$750 bonus cash back
Bonus value (est.)$720$750
Min spend to unlock bonus$3,000 in 3 mo$6,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersamex-mrchase-ur
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
  • 5% office + internet/phone
  • $750 SUB ($900 elevated ended Nov 2025)
  • No annual fee
  • Converts to UR points
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back

Editorial take: American Express Green Card

Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

Editorial take: Chase Ink Business Cash

Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

Common questions

Which card has the bigger sign-up bonus, American Express Green Card or Chase Ink Business Cash?
The Chase Ink Business Cash has the bigger bonus, $750 bonus cash back, worth roughly $750, versus 40,000 Membership Rewards points (~$720) on the American Express Green Card.
Is the American Express Green Card's $150 annual fee worth it compared to the Chase Ink Business Cash?
At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
Can I have both the American Express Green Card and Chase Ink Business Cash?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the American Express Green Card or the Chase Ink Business Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.