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Side-by-side

American Express Green Card vs Bank of America Travel Rewards

Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the Bank of America Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Express Green CardBank of America Travel Rewards
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points25,000 points
Bonus value (est.)$720$250
Min spend to unlock bonus$3,000 in 3 mo$1,000 in 3 mo
IssuerAmerican ExpressBank of America
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
  • 1.5x everywhere
  • No annual fee
  • No foreign tx fees
  • Preferred Rewards boost
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points

Editorial take: American Express Green Card

Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

Editorial take: Bank of America Travel Rewards

The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

Common questions

Which card has the bigger sign-up bonus, American Express Green Card or Bank of America Travel Rewards?
The American Express Green Card has the bigger bonus, 40,000 Membership Rewards points, worth roughly $720, versus 25,000 points (~$250) on the Bank of America Travel Rewards.
Is the American Express Green Card's $150 annual fee worth it compared to the Bank of America Travel Rewards?
At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Travel Rewards's, pick the one whose perks you'll actually use.
Can I have both the American Express Green Card and Bank of America Travel Rewards?
Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the American Express Green Card or the Bank of America Travel Rewards first?
Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Bank of America Travel Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.