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Side-by-side

American Express Green Card vs Apple Card

Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Apple Card from Goldman Sachs at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Apple Card's. Get the American Express Green Card first; revisit the Apple Card after you've earned that bonus.

FeatureAmerican Express Green CardApple Card
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points
Bonus value (est.)$720-
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressGoldman Sachs
Card categorytravelcashback
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
    Read the full review
    American Express Green Card
    $150/yr · 40,000 Membership Rewards points
    Read the full review
    Apple Card
    $0/yr ·

    Editorial take: American Express Green Card

    Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

    Editorial take: Apple Card

    Common questions

    Which card has the bigger sign-up bonus, American Express Green Card or Apple Card?
    The American Express Green Card has a public bonus (40,000 Membership Rewards points, worth roughly $720), while the Apple Card doesn't advertise one right now.
    Is the American Express Green Card's $150 annual fee worth it compared to the Apple Card?
    At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Apple Card's, pick the one whose perks you'll actually use.
    Can I have both the American Express Green Card and Apple Card?
    Yes, since they're from different issuers (American Express and Goldman Sachs) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Green Card or the Apple Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Apple Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.