American Express Graphite Business Cash Unlimited vs Marriott Bonvoy Boundless
Both are well-respected travel cards. The American Express Graphite Business Cash Unlimited comes from American Express at $295/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the American Express Graphite Business Cash Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($520 more in estimated value) than the Marriott Bonvoy Boundless's. Get the American Express Graphite Business Cash Unlimited first; revisit the Marriott Bonvoy Boundless after you've earned that bonus.
| Feature | American Express Graphite Business Cash Unlimited | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $295 | $95 |
| Sign-up bonus | $1,500 cash back | 4 Free Night Awards |
| Bonus value (est.) | $1,500 | $980 |
| Min spend to unlock bonus | $50,000 in 6 mo | $3,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | hotel |
| Best earning category (Amex_travel_flights_prepaid_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, American Express Graphite Business Cash Unlimited or Marriott Bonvoy Boundless?
- The American Express Graphite Business Cash Unlimited has the bigger bonus, $1,500 cash back, worth roughly $1,500, versus 4 Free Night Awards (~$980) on the Marriott Bonvoy Boundless.
- Is the American Express Graphite Business Cash Unlimited's $295 annual fee worth it compared to the Marriott Bonvoy Boundless?
- At $295/yr, the American Express Graphite Business Cash Unlimited is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Marriott Bonvoy Boundless's, pick the one whose perks you'll actually use.
- Can I have both the American Express Graphite Business Cash Unlimited and Marriott Bonvoy Boundless?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Graphite Business Cash Unlimited or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Graphite Business Cash Unlimited: $50,000 spend in 6 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
