Editorial take: American Express Gold Card
The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
Both are well-respected travel cards. The American Express Gold Card comes from American Express at $250/yr; the Southwest Rapid Rewards Priority from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | American Express Gold Card | Southwest Rapid Rewards Priority |
|---|---|---|
| Annual fee | $250 | $149 |
| Sign-up bonus | 60,000 points | 50,000 points |
| Bonus value (est.) | $1,200 | $700 |
| Min spend to unlock bonus | $6,000 in 6 mo | $1,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | airline |
| Best earning category (Restaurants) | 4x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit nearly cover the annual fee, and the low $1,000 minimum spend makes the bonus easy to earn.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.