Editorial take: American Express Gold Card
The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are travel travel cards. The American Express Gold Card comes from American Express at $325/yr; the Best Western Rewards Visa Signature Card from First Bank & Trust at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the American Express Gold Card is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Best Western Rewards Visa Signature Card's. Get the American Express Gold Card first; revisit the Best Western Rewards Visa Signature Card after you've earned that bonus.
| Feature | American Express Gold Card | Best Western Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $325 | $0 |
| Sign-up bonus | 100,000 points | Not advertised |
| Bonus value (est.) | $2,000 | - |
| Min spend to unlock bonus | $8,000 in 6 mo | - |
| Issuer | American Express | First Bank & Trust |
| Card category | travel | travel |
| Best earning category (Prepaid_hotels_amex) | 5x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.