Editorial take: American Express Gold Card
The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
Both are travel travel cards. The American Express Gold Card comes from American Express at $250/yr; the The Platinum Card from Amex from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Both cards come from American Express and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The The Platinum Card from Amex costs $445 more per year — only worth it if you'll actually use the upgraded perks.
| Feature | American Express Gold Card | The Platinum Card from Amex |
|---|---|---|
| Annual fee | $250 | $695 |
| Sign-up bonus | 60,000 points | 80,000 points |
| Bonus value (est.) | $1,200 | $1,600 |
| Min spend to unlock bonus | $6,000 in 6 mo | $8,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | travel | travel |
| Best earning category (Restaurants) | 4x | 1x |
| Transfer partners | amex-mr | amex-mr |
| Headline benefits |
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The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.