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Side-by-side

Delta SkyMiles Blue American Express Card vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The Delta SkyMiles Blue American Express Card comes from American Express at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,165 more in estimated value) than the Delta SkyMiles Blue American Express Card's. Get the World of Hyatt Business Credit Card first; revisit the Delta SkyMiles Blue American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Blue American Express CardWorld of Hyatt Business Credit Card
Annual fee$0$199
Sign-up bonus10,000 Delta SkyMiles75,000 points
Bonus value (est.)$110$1,275
Min spend to unlock bonus$1,000 in 6 mo$7,500 in 3 mo
IssuerAmerican ExpressChase
Card categorytravelbusiness
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesNone
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
Delta SkyMiles Blue American Express Card
$0/yr · 10,000 Delta SkyMiles
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points

Editorial take: Delta SkyMiles Blue American Express Card

The entry-level Delta card with no annual fee. Useful for keeping SkyMiles alive at $0/year and locking in 20% off in-flight Delta purchases plus no FX fees. For anyone flying Delta even one round trip a year, the $150 Gold's first-bag-free benefit usually justifies the upgrade.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue American Express Card or World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card has the bigger bonus, 75,000 points, worth roughly $1,275, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue American Express Card.
Is the Delta SkyMiles Blue American Express Card's $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
The Delta SkyMiles Blue American Express Card has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue American Express Card.
Can I have both the Delta SkyMiles Blue American Express Card and World of Hyatt Business Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Blue American Express Card or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue American Express Card: $1,000 spend in 6 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.