Delta SkyMiles Reserve Amex vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Amex or U.S. Bank Business Altitude Power Visa Signature Card?

The Delta SkyMiles Reserve Amex has the bigger bonus, 100,000 miles, worth roughly $1,100, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.

Is the Delta SkyMiles Reserve Amex's $650 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

Premium cards like the Delta SkyMiles Reserve Amex ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The U.S. Bank Business Altitude Power Visa Signature Card at $195/yr trades some perks for a lower commitment.

Can I have both the Delta SkyMiles Reserve Amex and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Reserve Amex or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Amex: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.