Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Delta SkyMiles Reserve Amex vs Chase Aeroplan Credit Card

Both are travel travel cards. The Delta SkyMiles Reserve Amex comes from American Express at $650/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Chase Aeroplan Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureDelta SkyMiles Reserve AmexChase Aeroplan Credit Card
Annual fee$650$95
Sign-up bonus100,000 miles75,000 bonus points
Bonus value (est.)$1,100$1,125
Min spend to unlock bonus-$4,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytraveltravel
Best earning category (Travel)3x3x
Transfer partnersNoneaeroplan
Headline benefits
  • SkyClub access
  • First/Comfort+ companion cert
  • 100k miles bonus
  • Centurion access
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points

Editorial take: Delta SkyMiles Reserve Amex

Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Amex or Chase Aeroplan Credit Card?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 100,000 miles (~$1,100) on the Delta SkyMiles Reserve Amex.
Is the Delta SkyMiles Reserve Amex's $650 annual fee worth it compared to the Chase Aeroplan Credit Card?
Premium cards like the Delta SkyMiles Reserve Amex ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The Chase Aeroplan Credit Card at $95/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Amex and Chase Aeroplan Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Amex or the Chase Aeroplan Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Amex: no published min spend. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.