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Side-by-side

Delta SkyMiles Reserve Amex vs Capital One VentureOne

Both are travel travel cards. The Delta SkyMiles Reserve Amex comes from American Express at $650/yr; the Capital One VentureOne from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Reserve Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($730 more in estimated value) than the Capital One VentureOne's. Get the Delta SkyMiles Reserve Amex first; revisit the Capital One VentureOne after you've earned that bonus.

FeatureDelta SkyMiles Reserve AmexCapital One VentureOne
Annual fee$650$0
Sign-up bonus100,000 miles20,000 miles
Bonus value (est.)$1,100$370
Min spend to unlock bonus-$500 in 3 mo
IssuerAmerican ExpressCapital One
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersNonecapital-one
Headline benefits
  • SkyClub access
  • First/Comfort+ companion cert
  • 100k miles bonus
  • Centurion access
  • 1.25x everywhere
  • No annual fee
  • 15+ transfer partners
  • No foreign tx fees
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles

Editorial take: Delta SkyMiles Reserve Amex

Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.

Editorial take: Capital One VentureOne

The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Amex or Capital One VentureOne?
The Delta SkyMiles Reserve Amex has the bigger bonus, 100,000 miles, worth roughly $1,100, versus 20,000 miles (~$370) on the Capital One VentureOne.
Is the Delta SkyMiles Reserve Amex's $650 annual fee worth it compared to the Capital One VentureOne?
Premium cards like the Delta SkyMiles Reserve Amex ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The Capital One VentureOne at $0/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Amex and Capital One VentureOne?
Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Amex or the Capital One VentureOne first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Amex: no published min spend. Capital One VentureOne: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.