Delta SkyMiles Reserve Business American Express Card vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or U.S. Bank Business Altitude Power Visa Signature Card?

The Delta SkyMiles Reserve Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $840, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.

Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The U.S. Bank Business Altitude Power Visa Signature Card at $195/yr trades some perks for a lower commitment.

Can I have both the Delta SkyMiles Reserve Business American Express Card and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Reserve Business American Express Card or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $6,000 spend in 6 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.