RewardZ Travel
All credit cards
Side-by-side

Delta SkyMiles Reserve Business American Express Card vs Wyndham Rewards Earner Plus Card

Both are well-respected travel cards. The Delta SkyMiles Reserve Business American Express Card comes from American Express at $650/yr; the Wyndham Rewards Earner Plus Card from Barclays at $75/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Reserve Business American Express Card is the stronger pick today — the sign-up bonus is meaningfully larger ($600 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the Delta SkyMiles Reserve Business American Express Card first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureDelta SkyMiles Reserve Business American Express CardWyndham Rewards Earner Plus Card
Annual fee$650$75
Sign-up bonus100,000 miles60,000 points
Bonus value (est.)$1,200$600
Min spend to unlock bonus$8,000 in 6 mo$1,000 in 3 mo
IssuerAmerican ExpressBarclays
Card categoryairlinehotel
Best earning category (Delta)3x1x
Transfer partnersskymileswyndham-rewards
Headline benefits
  • 15 Sky Club visits/year
  • First-class companion cert
  • $20/mo resy credit
  • MQD Headstart
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 100,000 miles
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points

Editorial take: Delta SkyMiles Reserve Business American Express Card

Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or Wyndham Rewards Earner Plus Card?
The Delta SkyMiles Reserve Business American Express Card has the bigger bonus — 100,000 miles, worth roughly $1,200, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the Wyndham Rewards Earner Plus Card?
Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits — travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The Wyndham Rewards Earner Plus Card at $75/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Business American Express Card and Wyndham Rewards Earner Plus Card?
Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Business American Express Card or the Wyndham Rewards Earner Plus Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $8,000 spend in 6 months. Wyndham Rewards Earner Plus Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.