Delta SkyMiles Reserve Business American Express Card vs American Express Green Card

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or American Express Green Card?

The Delta SkyMiles Reserve Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $840, versus 40,000 Membership Rewards points (~$720) on the American Express Green Card.

Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the American Express Green Card?

Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The American Express Green Card at $150/yr trades some perks for a lower commitment.

Can I have both the Delta SkyMiles Reserve Business American Express Card and American Express Green Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Reserve Business American Express Card or the American Express Green Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $6,000 spend in 6 months. American Express Green Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.