Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Wells Fargo Signify Business Cash
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Wells Fargo Signify Business Cash, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Delta SkyMiles Platinum Amex | Wells Fargo Signify Business Cash |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | $500 cash rewards bonus |
| Bonus value (est.) | $990 | $500 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | American Express | Wells Fargo |
| Card category | travel | business |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Wells Fargo Signify Business Cash
$0/yr · $500 cash rewards bonus
Editorial take: Wells Fargo Signify Business Cash
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Wells Fargo Signify Business Cash?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus $500 cash rewards bonus (~$500) on the Wells Fargo Signify Business Cash.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Wells Fargo Signify Business Cash?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Signify Business Cash's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Wells Fargo Signify Business Cash?
- Yes, since they're from different issuers (American Express and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Wells Fargo Signify Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.