Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs USAA Rewards Visa Signature
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the USAA Rewards Visa Signature from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($965 more in estimated value) than the USAA Rewards Visa Signature's. Get the Delta SkyMiles Platinum Amex first; revisit the USAA Rewards Visa Signature after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | USAA Rewards Visa Signature |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | 2,500 USAA Rewards points |
| Bonus value (est.) | $990 | $25 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | American Express | USAA |
| Card category | travel | rewards |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
USAA Rewards Visa Signature
$0/yr · 2,500 USAA Rewards points
Editorial take: USAA Rewards Visa Signature
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or USAA Rewards Visa Signature?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus 2,500 USAA Rewards points (~$25) on the USAA Rewards Visa Signature.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the USAA Rewards Visa Signature?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rewards Visa Signature's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and USAA Rewards Visa Signature?
- Yes, since they're from different issuers (American Express and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the USAA Rewards Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. USAA Rewards Visa Signature: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.