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Side-by-side

Delta SkyMiles Platinum Amex vs United Explorer Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the United Explorer Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum AmexUnited Explorer Card
Annual fee$350$150
Sign-up bonus90,000 miles70,000 miles + 10,000 AU bonus
Bonus value (est.)$990$1,040
Min spend to unlock bonus-$3,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytravelairline
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
  • Free checked bag
  • 2 United Club passes/year
  • Priority boarding
  • 25% back on inflight purchases
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
United Explorer Card
$150/yr · 70,000 miles + 10,000 AU bonus

Editorial take: Delta SkyMiles Platinum Amex

The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

Editorial take: United Explorer Card

Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or United Explorer Card?
The United Explorer Card has the bigger bonus, 70,000 miles + 10,000 AU bonus, worth roughly $1,040, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the United Explorer Card?
At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Explorer Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Amex and United Explorer Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Amex or the United Explorer Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.