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Side-by-side

Delta SkyMiles Platinum Amex vs Lowe's Business Rewards Card from American Express

Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($890 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the Delta SkyMiles Platinum Amex first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.

FeatureDelta SkyMiles Platinum AmexLowe's Business Rewards Card from American Express
Annual fee$350$0
Sign-up bonus90,000 miles$100 statement credit
Bonus value (est.)$990$100
Min spend to unlock bonus-$1,000 in 3 mo
IssuerAmerican ExpressAmerican Express
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
    Read the full review
    Delta SkyMiles Platinum Amex
    $350/yr · 90,000 miles
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit

    Editorial take: Delta SkyMiles Platinum Amex

    The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

    Editorial take: Lowe's Business Rewards Card from American Express

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Lowe's Business Rewards Card from American Express?
    The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
    Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
    At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Platinum Amex and Lowe's Business Rewards Card from American Express?
    Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Platinum Amex or the Lowe's Business Rewards Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.