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Side-by-side

Delta SkyMiles Platinum Amex vs United Club Infinite Card

Both are travel travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum AmexUnited Club Infinite Card
Annual fee$350$695
Sign-up bonus90,000 miles80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)$990$1,120
Min spend to unlock bonus-$5,000 in 3 mo
IssuerAmerican ExpressChase
Card categorytraveltravel
Best earning category (Travel)3x2x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
  • United Club access
  • 4x on United
  • Hyatt Discoverist
  • Priority everything
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)

Editorial take: Delta SkyMiles Platinum Amex

The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

Editorial take: United Club Infinite Card

Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or United Club Infinite Card?
The United Club Infinite Card has the bigger bonus, 80,000 miles (up to 90,000 with authorized user), worth roughly $1,120, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the United Club Infinite Card?
At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Amex and United Club Infinite Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Amex or the United Club Infinite Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.