Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Sapphire Reserve for Business
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($1,605 more in estimated value) than the Delta SkyMiles Platinum Amex's. Get the Sapphire Reserve for Business first; revisit the Delta SkyMiles Platinum Amex after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Sapphire Reserve for Business |
|---|---|---|
| Annual fee | $350 | $795 |
| Sign-up bonus | 90,000 miles | 150,000 points |
| Bonus value (est.) | $990 | $2,595 |
| Min spend to unlock bonus | - | $20,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Sapphire Reserve for Business
$795/yr · 150,000 points
Editorial take: Sapphire Reserve for Business
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Sapphire Reserve for Business?
- The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Sapphire Reserve for Business?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sapphire Reserve for Business's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Sapphire Reserve for Business?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Sapphire Reserve for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Sapphire Reserve for Business: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.