Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Chase Freedom Flex
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Chase Freedom Flex from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($790 more in estimated value) than the Chase Freedom Flex's. Get the Delta SkyMiles Platinum Amex first; revisit the Chase Freedom Flex after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Chase Freedom Flex |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | $200 cash back |
| Bonus value (est.) | $990 | $200 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Chase Freedom Flex
$0/yr · $200 cash back
Editorial take: Chase Freedom Flex
Worth it only if you'll actually activate the rotating 5% categories every quarter. If you won't, the Freedom Unlimited earns more on everyday spend with zero effort.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Chase Freedom Flex?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus $200 cash back (~$200) on the Chase Freedom Flex.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Chase Freedom Flex?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Freedom Flex's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Chase Freedom Flex?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Chase Freedom Flex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Chase Freedom Flex: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.