Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
All credit cards
Side-by-side
Delta SkyMiles Platinum Amex vs Capital One Savor
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Capital One Savor from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($740 more in estimated value) than the Capital One Savor's. Get the Delta SkyMiles Platinum Amex first; revisit the Capital One Savor after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Capital One Savor |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | $250 cash back |
| Bonus value (est.) | $990 | $250 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | American Express | Capital One |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Capital One Savor
$0/yr · $250 cash back
Editorial take: Capital One Savor
If you care about dining and groceries, this is one of the best no-fee cards available. 3% on four of your biggest categories with zero annual cost is hard to beat.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Capital One Savor?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus $250 cash back (~$250) on the Capital One Savor.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Capital One Savor?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Savor's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Capital One Savor?
- Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Capital One Savor first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Capital One Savor: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.