Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Bank of America Premium Rewards
Both are travel travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Bank of America Premium Rewards from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($990 more in estimated value) than the Bank of America Premium Rewards's. Get the Delta SkyMiles Platinum Amex first; revisit the Bank of America Premium Rewards after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Bank of America Premium Rewards |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 90,000 miles | Not advertised |
| Bonus value (est.) | $990 | - |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Bank of America |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Bank of America Premium Rewards
$95/yr ·
Editorial take: Bank of America Premium Rewards
Only a standout if you're a BoA Preferred Rewards member, that boost can push earnings to 2.625x on everything, 3.5x on travel and dining. Without it, Venture and Sapphire both beat it.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Bank of America Premium Rewards?
- The Delta SkyMiles Platinum Amex has a public bonus (90,000 miles, worth roughly $990), while the Bank of America Premium Rewards doesn't advertise one right now.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Bank of America Premium Rewards?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Premium Rewards's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Bank of America Premium Rewards?
- Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Bank of America Premium Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Bank of America Premium Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.