Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs American Express Graphite Business Cash Unlimited
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the American Express Graphite Business Cash Unlimited from American Express at $295/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Graphite Business Cash Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($510 more in estimated value) than the Delta SkyMiles Platinum Amex's. Get the American Express Graphite Business Cash Unlimited first; revisit the Delta SkyMiles Platinum Amex after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | American Express Graphite Business Cash Unlimited |
|---|---|---|
| Annual fee | $350 | $295 |
| Sign-up bonus | 90,000 miles | $1,500 cash back |
| Bonus value (est.) | $990 | $1,500 |
| Min spend to unlock bonus | - | $50,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
American Express Graphite Business Cash Unlimited
$295/yr · $1,500 cash back
Editorial take: American Express Graphite Business Cash Unlimited
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or American Express Graphite Business Cash Unlimited?
- The American Express Graphite Business Cash Unlimited has the bigger bonus, $1,500 cash back, worth roughly $1,500, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the American Express Graphite Business Cash Unlimited?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Graphite Business Cash Unlimited's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and American Express Graphite Business Cash Unlimited?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the American Express Graphite Business Cash Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. American Express Graphite Business Cash Unlimited: $50,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.