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Side-by-side

Delta SkyMiles Platinum Amex vs Delta SkyMiles Reserve Business American Express Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Delta SkyMiles Reserve Business American Express Card from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum AmexDelta SkyMiles Reserve Business American Express Card
Annual fee$350$650
Sign-up bonus90,000 miles70,000 miles
Bonus value (est.)$990$840
Min spend to unlock bonus-$6,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorytravelairline
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
  • 15 Sky Club visits/year
  • First-class companion cert
  • $20/mo resy credit
  • MQD Headstart
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 70,000 miles

Editorial take: Delta SkyMiles Platinum Amex

The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

Editorial take: Delta SkyMiles Reserve Business American Express Card

Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Delta SkyMiles Reserve Business American Express Card?
The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus 70,000 miles (~$840) on the Delta SkyMiles Reserve Business American Express Card.
Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Delta SkyMiles Reserve Business American Express Card?
At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Reserve Business American Express Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Amex and Delta SkyMiles Reserve Business American Express Card?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Amex or the Delta SkyMiles Reserve Business American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Delta SkyMiles Reserve Business American Express Card: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.