Delta SkyMiles Platinum Business American Express Card vs Wells Fargo Signify Business Cash

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Wells Fargo Signify Business Cash?

The Delta SkyMiles Platinum Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $791, versus $500 cash rewards bonus (~$500) on the Wells Fargo Signify Business Cash.

Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Wells Fargo Signify Business Cash?

At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Signify Business Cash's, pick the one whose perks you'll actually use.

Can I have both the Delta SkyMiles Platinum Business American Express Card and Wells Fargo Signify Business Cash?

Yes, since they're from different issuers (American Express and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Platinum Business American Express Card or the Wells Fargo Signify Business Cash first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.