Delta SkyMiles Platinum Business American Express Card vs Choice Privileges Select Mastercard

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Choice Privileges Select Mastercard?

The Delta SkyMiles Platinum Business American Express Card has a public bonus (70,000 miles, worth roughly $840), while the Choice Privileges Select Mastercard doesn't advertise one right now.

Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Choice Privileges Select Mastercard?

At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Select Mastercard's, pick the one whose perks you'll actually use.

Can I have both the Delta SkyMiles Platinum Business American Express Card and Choice Privileges Select Mastercard?

Yes, since they're from different issuers (American Express and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Platinum Business American Express Card or the Choice Privileges Select Mastercard first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.