Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
All credit cards
Side-by-side
Delta SkyMiles Platinum Business American Express Card vs IHG One Rewards Premier
Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the IHG One Rewards Premier from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,130 more in estimated value) than the IHG One Rewards Premier's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the IHG One Rewards Premier after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Business American Express Card | IHG One Rewards Premier |
|---|---|---|
| Annual fee | $350 | $150 |
| Sign-up bonus | 100,000 miles | 180,000 bonus points |
| Bonus value (est.) | $1,130 | - |
| Min spend to unlock bonus | $10,000 in 6 mo | $3,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | airline | hotel |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
|
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
IHG One Rewards Premier
$150/yr · 180,000 bonus points
Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $150 annual fee.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or IHG One Rewards Premier?
- The Delta SkyMiles Platinum Business American Express Card has a public bonus (100,000 miles, worth roughly $1,130), while the IHG One Rewards Premier doesn't advertise one right now.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the IHG One Rewards Premier?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and IHG One Rewards Premier?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the IHG One Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $10,000 spend in 6 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.