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Side-by-side

Delta SkyMiles Platinum Business American Express Card vs Citi Double Cash

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($640 more in estimated value) than the Citi Double Cash's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the Citi Double Cash after you've earned that bonus.

FeatureDelta SkyMiles Platinum Business American Express CardCiti Double Cash
Annual fee$350$0
Sign-up bonus70,000 miles$200 cash back
Bonus value (est.)$840$200
Min spend to unlock bonus$6,000 in 6 mo$1,500 in 6 mo
IssuerAmerican ExpressCiti
Card categoryairlinecashback
Best earning category (Delta)3x1x
Transfer partnersNoneciti-ty
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
  • 2% everywhere
  • No annual fee
  • Pairs with TY Premier
  • Simple earning
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 70,000 miles
Read the full review
Citi Double Cash
$0/yr · $200 cash back

Editorial take: Delta SkyMiles Platinum Business American Express Card

Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

Editorial take: Citi Double Cash

The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Citi Double Cash?
The Delta SkyMiles Platinum Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $840, versus $200 cash back (~$200) on the Citi Double Cash.
Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Citi Double Cash?
At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Business American Express Card and Citi Double Cash?
Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Business American Express Card or the Citi Double Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.