Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Capital One Spark Miles for Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
If you're not sure you'll use premium perks, start with the Capital One Spark Miles for Business — its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Delta SkyMiles Platinum Business American Express Card | Capital One Spark Miles for Business |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 85,000 miles | 50,000 miles |
| Bonus value (est.) | $1,020 | $900 |
| Min spend to unlock bonus | $6,000 in 6 mo | $4,500 in 3 mo |
| Issuer | American Express | Capital One |
| Card category | airline | business |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | skymiles | capital-one |
| Headline benefits |
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Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.
The strongest catch-all 2x business card with transferable points. The annual fee is waived first year; the Capital One transfer chart includes Aeroplan, Flying Blue, Turkish, and Virgin Atlantic — enough to make 2x meaningful.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.
