Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
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Side-by-side
Delta SkyMiles Platinum Business American Express Card vs Capital One Quicksilver Secured Cash Rewards Credit Card
Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Capital One Quicksilver Secured Cash Rewards Credit Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,130 more in estimated value) than the Capital One Quicksilver Secured Cash Rewards Credit Card's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the Capital One Quicksilver Secured Cash Rewards Credit Card after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Business American Express Card | Capital One Quicksilver Secured Cash Rewards Credit Card |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 100,000 miles | Not advertised |
| Bonus value (est.) | $1,130 | - |
| Min spend to unlock bonus | $8,000 in 6 mo | - |
| Issuer | American Express | Capital One |
| Card category | airline | secured |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
Capital One Quicksilver Secured Cash Rewards Credit Card
$0/yr ·
Editorial take: Capital One Quicksilver Secured Cash Rewards Credit Card
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Capital One Quicksilver Secured Cash Rewards Credit Card?
- The Delta SkyMiles Platinum Business American Express Card has a public bonus (100,000 miles, worth roughly $1,130), while the Capital One Quicksilver Secured Cash Rewards Credit Card doesn't advertise one right now.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Capital One Quicksilver Secured Cash Rewards Credit Card?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Quicksilver Secured Cash Rewards Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and Capital One Quicksilver Secured Cash Rewards Credit Card?
- Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the Capital One Quicksilver Secured Cash Rewards Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $8,000 spend in 6 months. Capital One Quicksilver Secured Cash Rewards Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.