Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
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Side-by-side
Delta SkyMiles Platinum Business American Express Card vs BankAmericard Credit Card
Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the BankAmericard Credit Card from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,130 more in estimated value) than the BankAmericard Credit Card's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the BankAmericard Credit Card after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Business American Express Card | BankAmericard Credit Card |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 100,000 miles | Not advertised |
| Bonus value (est.) | $1,130 | $0 |
| Min spend to unlock bonus | $8,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | Bank of America |
| Card category | airline | balance-transfer |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
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Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
BankAmericard Credit Card
$0/yr ·
Editorial take: BankAmericard Credit Card
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or BankAmericard Credit Card?
- The Delta SkyMiles Platinum Business American Express Card has the bigger bonus, 100,000 miles, worth roughly $1,130, versus null (~$0) on the BankAmericard Credit Card.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the BankAmericard Credit Card?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BankAmericard Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and BankAmericard Credit Card?
- Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the BankAmericard Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $8,000 spend in 6 months. BankAmericard Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.