Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
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Side-by-side
Delta SkyMiles Platinum Business American Express Card vs Delta SkyMiles Reserve Business American Express Card
Both are airline travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Delta SkyMiles Reserve Business American Express Card from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from American Express and target airline spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Delta SkyMiles Reserve Business American Express Card costs $300 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Delta SkyMiles Platinum Business American Express Card | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Annual fee | $350 | $650 |
| Sign-up bonus | 100,000 miles | 125,000 miles |
| Bonus value (est.) | $1,130 | $1,413 |
| Min spend to unlock bonus | $10,000 in 6 mo | $15,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | airline | airline |
| Best earning category (Delta) | 3x | 3x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 125,000 miles
Editorial take: Delta SkyMiles Reserve Business American Express Card
Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Delta SkyMiles Reserve Business American Express Card?
- The Delta SkyMiles Reserve Business American Express Card has the bigger bonus, 125,000 miles, worth roughly $1,413, versus 100,000 miles (~$1,130) on the Delta SkyMiles Platinum Business American Express Card.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Delta SkyMiles Reserve Business American Express Card?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Reserve Business American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and Delta SkyMiles Reserve Business American Express Card?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the Delta SkyMiles Reserve Business American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $10,000 spend in 6 months. Delta SkyMiles Reserve Business American Express Card: $15,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.