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Side-by-side

Delta SkyMiles Platinum Business American Express Card vs Delta SkyMiles Reserve Amex

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Delta SkyMiles Reserve Amex from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum Business American Express CardDelta SkyMiles Reserve Amex
Annual fee$350$650
Sign-up bonus70,000 miles100,000 miles
Bonus value (est.)$840$1,100
Min spend to unlock bonus$6,000 in 6 mo-
IssuerAmerican ExpressAmerican Express
Card categoryairlinetravel
Best earning category (Delta)3x1x
Transfer partnersNoneNone
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
  • SkyClub access
  • First/Comfort+ companion cert
  • 100k miles bonus
  • Centurion access
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 70,000 miles
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles

Editorial take: Delta SkyMiles Platinum Business American Express Card

Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

Editorial take: Delta SkyMiles Reserve Amex

Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Delta SkyMiles Reserve Amex?
The Delta SkyMiles Reserve Amex has the bigger bonus, 100,000 miles, worth roughly $1,100, versus 70,000 miles (~$840) on the Delta SkyMiles Platinum Business American Express Card.
Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Delta SkyMiles Reserve Amex?
At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Reserve Amex's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Business American Express Card and Delta SkyMiles Reserve Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Business American Express Card or the Delta SkyMiles Reserve Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Delta SkyMiles Reserve Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.