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Delta SkyMiles Gold Business Amex vs U.S. Bank Altitude Connect Visa Signature Card

Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the U.S. Bank Altitude Connect Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Gold Business AmexU.S. Bank Altitude Connect Visa Signature Card
Annual fee$150$0
Sign-up bonus60,000 bonus miles20,000 bonus points
Bonus value (est.)-$200
Min spend to unlock bonus-$1,000 in 3 mo
IssuerAmerican ExpressU.S. Bank
Card categorybusinesstravel
Best earning category (Travel)2x4x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
  • 4X on travel
  • 4X at gas and EV stations (first $1k/quarter)
  • 5X prepaid hotels and cars via the Travel Center
  • No annual fee
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
U.S. Bank Altitude Connect Visa Signature Card
$0/yr · 20,000 bonus points

Editorial take: Delta SkyMiles Gold Business Amex

A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

Editorial take: U.S. Bank Altitude Connect Visa Signature Card

A no-annual-fee travel earner: 4X on travel and at gas and EV stations (on the first $1,000 per quarter) with a 20K welcome offer worth $200. Points are capped at 1 cent each, so treat this as cash-value travel earnings rather than transferable points.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or U.S. Bank Altitude Connect Visa Signature Card?
The U.S. Bank Altitude Connect Visa Signature Card has a public bonus (20,000 bonus points, worth roughly $200), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the U.S. Bank Altitude Connect Visa Signature Card?
At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Connect Visa Signature Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Gold Business Amex and U.S. Bank Altitude Connect Visa Signature Card?
Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Gold Business Amex or the U.S. Bank Altitude Connect Visa Signature Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. U.S. Bank Altitude Connect Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.