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Side-by-side

Delta SkyMiles Gold Business Amex vs United Quest Card

Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Delta SkyMiles Gold Business Amex's. Get the United Quest Card first; revisit the Delta SkyMiles Gold Business Amex after you've earned that bonus.

FeatureDelta SkyMiles Gold Business AmexUnited Quest Card
Annual fee$150$350
Sign-up bonus60,000 bonus miles70,000 miles + 500 PQP
Bonus value (est.)-$950
Min spend to unlock bonus-$4,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesstravel
Best earning category (Travel)2x1x
Transfer partnersNonemileageplus
Headline benefits
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
  • 3x on United
  • $125 United credit
  • 2 free bags
  • Award rebates
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP

Editorial take: Delta SkyMiles Gold Business Amex

A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

Editorial take: United Quest Card

If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or United Quest Card?
The United Quest Card has a public bonus (70,000 miles + 500 PQP, worth roughly $950), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the United Quest Card?
At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Quest Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Gold Business Amex and United Quest Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Gold Business Amex or the United Quest Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.