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Side-by-side

Delta SkyMiles Gold Business Amex vs Southwest Rapid Rewards Premier

Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Southwest Rapid Rewards Premier from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Gold Business AmexSouthwest Rapid Rewards Premier
Annual fee$150$149
Sign-up bonus60,000 bonus miles55,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus-$1,500 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesstravel
Best earning category (Travel)2x3x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
  • 3x on Southwest
  • 6k anniversary points
  • Free first checked bag
  • 15% anniversary promo code
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
Southwest Rapid Rewards Premier
$149/yr · 55,000 bonus points

Editorial take: Delta SkyMiles Gold Business Amex

A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

Editorial take: Southwest Rapid Rewards Premier

The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Southwest Rapid Rewards Premier?
Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Southwest Rapid Rewards Premier?
At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Premier's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Gold Business Amex and Southwest Rapid Rewards Premier?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Gold Business Amex or the Southwest Rapid Rewards Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Southwest Rapid Rewards Premier: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.