Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
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Side-by-side
Delta SkyMiles Gold Business Amex vs Chase Freedom Unlimited
Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Chase Freedom Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Delta SkyMiles Gold Business Amex | Chase Freedom Unlimited |
|---|---|---|
| Annual fee | $150 | $0 |
| Sign-up bonus | 60,000 bonus miles | $200 bonus |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | cashback |
| Best earning category (Travel) | 2x | 5x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
Chase Freedom Unlimited
$0/yr · $200 bonus
Editorial take: Chase Freedom Unlimited
The best no-fee cash back card in the Chase family. Stack it with a Sapphire and your cash back converts into transferable Ultimate Rewards points, a free upgrade most people miss. Note: Cell phone protection is on Freedom Flex, not Freedom Unlimited.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Chase Freedom Unlimited?
- The Chase Freedom Unlimited has a public bonus ($200 bonus, worth roughly $200), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Chase Freedom Unlimited?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Freedom Unlimited's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and Chase Freedom Unlimited?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the Chase Freedom Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Chase Freedom Unlimited: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.